Lakshmi yoga in your chart: the 9th lord, read three ways

Last updated 25 October 2026

Enter the date, time and place of birth to see whether the lord of your 9th house forms Lakshmi yoga, under the verse's own wording and two looser readings, along with seven related yogas from the same chapter. The page explains each test and why an astrologer will not read a wealth yoga without its dasha.

How the calculation works

The calculator needs the date, clock time and place of birth (a listed city or a latitude and longitude) with its UTC offset. It places the seven classical planets in the sidereal zodiac (Lahiri ayanamsa), finds the rising sign, and numbers the houses by whole signs. The nodes play no part. House lords are the usual single lords, so Mars rules Vrishchik and Saturn rules Kumbh.

For Lakshmi yoga it identifies the planet ruling your 9th house, the house it occupies, and its dignity there: exalted, mulatrikona, own sign, debilitated or none of these. Mulatrikona is judged by sign only; the degree ranges some texts give inside the sign are not applied. The result then tests three readings of the yoga:

• the verse as worded: both conditions at once, an angular house and a dignified sign;
• the translation’s “or”: either condition alone is enough;
• the later books’ version: a dignified sign in an angle or a trine (trikona).

A strong ruler of the Lagna is part of the verse too. The tool reports that planet's sign, house and dignity and stops short of grading it. For the other yogas, the benefics are Mercury, Jupiter and Venus, the opposing group is the Sun, Mars and Saturn, and the Moon counts as neither, since several readings are counted from it. Every reading of every yoga appears as a row in the result, marked met or not met.

Eight named yogas, one pass

Lakshmi yoga sits among related combinations in the same text, and the calculator checks seven of its neighbours from the same positions. Each has its own row or rows in the result table.

Lakshmi

The 9th lord, strong by sign, in an angle of the chart, with a strong Lagna lord. The three readings above differ mainly in how strict they are. Only the first matches the verse's wording, and for some rising signs it cannot occur at all.

Adhi

The three benefics spread across the sixth, seventh and eighth signs counted from the Moon, which the text links with leadership and authority. A stricter row wants each of those three signs occupied. The Lagna version looks at benefics seventh and eighth from the rising sign and requires that none of the Sun, Mars or Saturn joins or aspects them.

Amala

A tenth house holding benefics and nothing else, judged once from the rising sign and once from the Moon. The name means spotless, and the yoga is associated with a clean reputation.

Parvata

Two alternatives: nothing but benefics (or nothing at all) seventh and eighth from the Lagna, or angles occupied by benefics alone. A later variant pairs the angle condition with clean sixth and eighth houses.

Kahala

Either Jupiter angular when counted from the sign of the 4th lord, or a dignified 4th lord sharing a sign with the ruler of the 10th. Like Lakshmi, it calls for a strong Lagna lord, reported here without a verdict.

Chamara

Either an exalted ruler of the Lagna in an angle with Jupiter's aspect on it, or a pair of benefics placed in the 1st, 7th, 9th or 10th house. The result tests both the “together in one sign” and the “anywhere among those signs” reading of the second line.

Vasumati

Every benefic placed in an upachaya, a house of growth, counted from the Moon. The text gives the combination but no name; the name and the extra reading from the Lagna come from later authors.

Shakata

The cart yoga, and not a wealth yoga: Jupiter sixth or eighth from the Moon, with some lists counting the twelfth too, traditionally read as fortune that rises and falls like a turning wheel. An angular Moon, counted from the Lagna, is the cancellation reading. A separate row checks the much rarer Nabhasa form, where every planet crowds into the rising sign and its opposite.

Why a wealth yoga needs dasha support

Astrologers read a natal yoga as a promise, and astrologers are careful about when, and how far, a promise is kept. The usual view is that a yoga gives its results in the dasha and bhukti of the planets that form it. A Lakshmi yoga built on a well-placed 9th lord is read mainly in the periods of the planets involved, whenever in life they fall. The Vimshottari dasha calculator shows when each planet's period runs.

Beyond timing, a practitioner checks what might hold the yoga back: the 9th lord combust, aspected by difficult planets, or weak in the navamsa; a Lagna lord that is itself in poor shape. They may also look at the 2nd and 11th houses, which speak directly of income and savings, and at the divisional charts read for wealth. A yoga met only in the loosest reading, the “or” version, carries less weight than one met as the verse is worded.

Two cautions follow. No astrologer should present any of these yogas as a sure route to money, and no yoga is a reason to take a financial risk. Equally, the absence of a named yoga does not mean the absence of prosperity: many comfortable lives show none of them. For decisions about savings, debt, property or a business, a qualified financial adviser should be part of the conversation.

Where the 9th lord can form the yoga, by Lagna

Strictly read, the verse needs a dignified 9th lord sitting in an angle. The table works out, for each rising sign, which kendra signs satisfy both. For Mithun, Tula, Dhanu, Makar and Meen rising, no kendra holds a dignified 9th lord, so the yoga in its strict form cannot occur; only the looser readings can.

Questions to ask your astrologer about Lakshmi yoga

• Which wording of Lakshmi yoga do you use, and does my chart meet it?
• How do you judge the strength of my Lagna lord?
• Is my 9th lord afflicted anywhere, including in the navamsa?
• Which dasha periods would bring this yoga into play, and when do they run?
• The result shows Shakata for me as well. How does that change your reading of my finances?

Wealth questions attract some of the most aggressive remedy selling; our guide to fake astrologer warning signs explains what to watch for.